Judgments in California are good for 10 years initially and they carry a minimum interest of 10%. TD Auto Finance, LLC may take a judgment against them and then ultimately have their bank accounts frozen ( bank garnishment). Do nothing. Many people decide to do nothing for lack of funds or fear of what can happen. They may not be able to successfully produce all required documentation when challenged. Answer the Lawsuit filed by TD Auto Finance, LLC. Even if a consumer thinks they owe a debt it is still up to TD Auto Finance, LLC to prove that they own the debt, have the right to file suit, and have enough documentation to prove a debt is owed. Even if they can provide some of the documentation to the court, there is always a chance they could lose. TD Auto Finance, LLC is often receptive to a quick settlement rather than spending more time and money in a lawsuit.
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